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Cash flow for Australian business.
Cloudfloat gives you room to move your money on your timing. Pay bills over time, get paid today, and draw funding when growth won't wait.
A new way to run business money. Every movement — in, out, or borrowed — on your timing, through one balance.
On your timing
Every payment moves on the schedule you set, not the one you're handed.
Through one balance
Bills, invoices and funding settle in one place, so cash is where you expect it.
At a fixed fee
Every fee is fixed and shown in full before you commit. Nothing surfaces later.
Every bill on your schedule. No one waits.
Pay over time, or pay now when the money's there. Credit cards work, points included, even if your supplier doesn't take them.
More on Bill Pay
Cloudfloat pays your supplier in full today, and you repay us in weekly instalments over up to 120 days. You pick the schedule that matches your cash cycle, and the fee is fixed and shown before you commit.
Settle a bill straight from your balance the same day, with no instalments and no fee. Useful when the cash is already there and you just want the payment done.
Invoice today, paid today. Time stays theirs.
Offer terms on the invoice or payment link. Your customer pays in full or by instalments, and you're paid in full today.
More on Get paidSend an invoice through Cloudfloat and your customer can pay in full with card, bank transfer, PayID or spread it over up to 120 days. Either way you get paid today, and the terms are on the invoice so you never have to negotiate them.
Growth won't wait. Neither does funding.
Bridge the gap two ways: draw fresh working capital, or unlock cash from a bill you've already paid.
More on FundingFund your next big job with cash in your balance in 60 seconds. You repay monthly on terms set upfront, and the first repayment isn't due for 14 days.
Paid a bill in full through Cloudfloat in the last 60 days? Turn it back into cash in your balance and repay weekly over up to 120 days.
Bills, invoices, funding. One balance moves it all.
Instalment · 6 of 9 · −$370
Invoice paid · Redgum Joinery · +$4,180
Payment link · Davos & Co · +$1,200
Bill paid · Harlow Timber · −$3,615
Funding drawn · +$52,000
Run by businesses like yours.
Bookkeepers, retailers, growers, manufacturers. Businesses across Australia keep their money moving with Cloudfloat — here's how they run it.
“Cloudfloat gives us the financial flexibility we need to run the firm the way we want — and to keep growing.”
“It is now part of how we operate — simple, predictable, and built for the way retail actually works.”
“It helps us operate at full speed, protect our supply chain, and keep growing — what a high-volume business needs.”
