Membership
Cloudfloat Pro
A $300-a-year membership for businesses that want more — better pricing, a guaranteed funding limit, and Working Capital.
Join Cloudfloat Pro
Up to $10k, guaranteed
Yours from day one and it never drops — $10k for companies, $5k for sole traders. Apply for up to $500k.
Working Capital, unlocked
A lump sum in your balance the same day, repaid in fixed instalments over 6 or 9 months.
Fund invoices at 1.5%
1.5% + GST covers the first 30 days, then 2.5% for each 30 days after. Every fee is fixed and shown before you commit.
Add funds via card at 1.5%
Put top-ups on your card to free up cash, at 1.5% + GST. The funds land in your balance instantly.
Compare
Standard rates vs member rates.
Everything Cloudfloat does, priced both ways.
| Feature | Cloudfloat | Cloudfloat Pro |
|---|---|---|
| Bill Pay | ||
| Via bank transfer or PayID | Free | Free |
| Via card (Visa, Mastercard, Amex) | 1.65% | 1.5% |
| Domestic supplier payouts | Free | Free |
| International supplier payoutsComing soon | 0.5% | Free |
| Get paid | ||
| Invoicing (PayID, bank transfer, card) | 1.0% ($1.50–$25) | 0.4% ($0.50–$10) |
| Payment linksComing soon | 1.0% ($1.50–$25) | 0.4% ($0.50–$10) |
| Instalments and same-day settlement | Included | Included |
| Funding | ||
| Fund payments via instalments | 30 to 120 days | 30 to 120 days |
| Funding limit | Up to $7.5k | Up to $10k, guaranteed |
| Limit increase on application | Not available | Up to $500k |
| Funding fee, first 30 days | 3.0% | 1.5% |
| Each additional 30 days | 4.0% | 2.5% |
| Redraw | Not available | 60 to 120 days |
| Working Capital, 6 or 9 months | Not available | Included |
| Payroll | ||
| Payment processingComing soon | 1.0% | 0.5% |
| Team | ||
| Account owner | Included | Included |
| Admin, standard and view-only seats | Unlimited | Unlimited |
| Support | Email + chat | Email + chat |
All rates provided are exclusive of GST
Frequently Asked Questions
Pro is built for businesses that use funding as part of how they run. Join when you want a guaranteed funding limit you can plan around, access to Working Capital over 6 or 9 months, and member rates across every payment you fund. The more payments you fund, the more the membership works for you.
Everything on this page: the guaranteed funding limit, member funding and card rates, Working Capital access, and every member benefit we add going forward — including Payroll when it lands. There are no other membership charges.
On the standard plan your available funding is assessed with each payment, up to $7.5k. As a Pro member your limit is locked in from the day you join — $10k for companies and corporate trustees, $5k for sole traders, partnerships of individuals and trusts with individual trustees. It never drops, and you can apply for an increase, as far as $500k, whenever you need more headroom.
From your first payment after joining. They apply to every funded payment and card payment, with no volume threshold.
Yes. Membership starts the day you join and renews yearly.